Protect Your Assets
Safe Money Solutions
There are only three ways to have your money completely protected against losses:
1. FDIC insurance
2. Treasury Bonds
3. Guaranteed Insurance Contracts
The Federal Deposit Insurance Corporation (FDIC) is a United States Government corporation operating as an independent agency created by the Banking Act of 1933. As of January 2013, FDIC provides deposit insurance guaranteeing the safety of a depositor’s accounts depositor's accounts in member banks up to $250,000 for each deposit ownership category. The FDIC also examines and supervises certain financial institutions for safety and soundness, performs certain consumer-protection functions, and manages banks in receiverships (failed banks). The FDIC receives no congressional appropriations — it is funded by premiums that banks and thrift institutions pay for deposit insurance coverage and from earnings on investments in U.S. Treasury securities.
A marketable, fixed-interest U.S. government debt security with a maturity of more than 10 years. Treasury bonds make interest payments semi-annually and the income that holders receive is only taxed at the federal level.
Guaranteed Insurance Contract
Fixed annuities are essentially CD-like investments issued by insurance companies. Like CDs, they pay guaranteed rates of interest, in many cases higher than bank CDs.
Fixed annuities can be deferred or immediate. The deferred variety accumulate regular rates of interest and the immediate kind make fixed payments - determined by your age and size of your annuity - during retirement.
The convenience and predictability of a set payout makes a fixed annuity a popular option for retirees who want a known income stream to supplement their other retirement income.
Most people gravitate towards the guaranteed insurance contract and the features of an annuity.
1. When the stock market goes up, you go up with it.
2. Your gains lock in on an annual basis.
3. When the stock market goes down, you don't lose anything.
4. You do receive compound interest.
5. There are NO fees.
Safe Money Solutions are based upon going up with the stock market, locking in your gains, and being completely protected against losses.
The FIA (in most cases) provides creditor and lawsuit protection and is the perfect haven for a percentage of your retirement savings. The FIA offers indexed market growth (1- as many as 9 different crediting options) and also guarantees no loss of principal or gains and along with it protection.